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Benchmark Asset Allocations

The mix of assets in your portfolio should reflect your investment risk profile.


The following asset allocations have been established by analysing returns over a long period and, as such, can be a used as a strategic benchmark when contracting your portfolio.

Conservative investor

  • You are more comfortable with stable investments and are not willing to accept much risk.
  • However, if you have a longer time horizon, you are willing to accept a low level of volatility in your returns over the short term, as long as in the medium term, the value of your capital is preserved.
  • You would accept a potential loss in one year out of every nine.

 

Conservative Balanced Income investor

  • You want to generate income and have the option of growing your investment over the medium term (more than five years) with moderate volatility.
  • You would accept a potential loss in one year out of every six.

Balanced investor

  • You want to protect your capital, but also seek some growth in the medium term.
  • You are not comfortable with significant fluctuations in your portfolio, but you understand that some risk is needed to achieve more growth over the long term.
  • You would accept a potential loss in one year out of every five.

Growth investor

  • You generally have a long-term timeframe and are comfortable with the higher level of risk associated with shares.
  • You accept that short-term fluctuations will occur in the value of your investment if you are seeking higher capital gain in the long term.
  • You would accept a potential loss in one year out of every four.

High Growth investor

  • You generally have a long-term timeframe and are comfortable with the higher level of risk associated with shares.
  • You accept that short-term fluctuations will occur in the value of your investment if you are seeking higher capital gain in the long term.
  • You would accept a potential loss in one year out of every four.

 


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